Insurance Technical Consulting

Fences

White picket fence, with flowers, bushes and trees in the background.

Details on fence coverage enable an agent to point out a gap to a prospect, and to solve the problem in one conversation. Better protection and better pricing is a combination that is hard to beat.
Is your prospect’s fencing covered? For some businesses, that might be a small concern. A 3-foot high cinder block wall between parking lots next to a small restaurant could be negligible. For a manufacturer, an auto dealer, a scrap yard, fencing is a considerable part of the property. Is the fencing covered? Does the business owner think it’s covered?
Both the BOP and CPP forms specifically exclude fences.

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