Blog & News
Operations Limitation
Operations Limitation 2 minute read Does that quote include an Operations…
Auto Loan/Lease Gap
Auto Loan/Lease Gap 2 minute read Everyone knows the adage that…
Utility Services
Utility Services 2 minute read Consider these loss scenarios: A fire…
Dependent Business Income – Part 2
Dependent Business Income – Part 2 2 minute read ISO uses…
Dependent Business Income
Dependent Business Income 2 minute read Contemplate these loss scenarios: A…
Educators Legal Liability
Educators Legal Liability, or ELL, is a hybrid of other known…
Leasehold Interest
Leasehold Interest 1 minute read Tenants sometimes have favorable building leases,…
Composite Rating
Composite Rating 1 minute read For policies with 10+ GL classifications,…
Managing Non-Owned Auto Exposure
Managing Non-Owned Auto Exposure 2 minute read Many businesses have non-owned…
Stand Alone Extra Expense
Stand Alone Extra Expense 2 minute read BusinessIncomeAndExtraExpense. Sometimes we spit…
Event Cancellation
Event Cancellation 2 minute read It’s not Event Insurance, it’s Event…
Extended Business Income and Extended Period of Indemnity
Who gives these confusing names, anyway?
Alternatives to Coinsurance for Business Income – Part 2
Does Business Income require coinsurance?
Alternatives to Coinsurance for Business Income – Part 1
Does Business Income for Property require coinsurance?
Voluntary Property Damage
What is Voluntary Property Damage coverage, and who needs it?
Garage Liability
What is the difference between Garage Liability and Garagekeepers Legal Liability?
Garagekeepers
What is the difference between Garage Liability and Garagekeepers Legal Liability?
Specified Causes of Loss
Looking for a way to reduce Auto insurance costs during the…
Employment Practices Liability
What is Employment Practices Liability? Is it the same as Employers…
Employee Benefits Liability
Is Employee Benefits Liability the same as Employers Liability? And if…
Employers Liability
Employers Liability is the lesser known younger sibling of Workers Compensation.…
Manufacturers Selling Price
How is finished Stock valued? The additional value of markup or…
Punitive Damages
Do your prospect’s liability policies cover punitive damages? Can the answer…
Forgery in a Crime Policy
Does your prospect’s Crime policy cover forgery? Think twice before answering,…
TRIVIA WINNERS
Insurance Technical Consulting is happy to announce the winners of the…
Cybersecurity and Infrastructure Security Agency (CISA) Services
What’s better than a Cyber policy? Scanning and testing for threats…
Foundations and Underground Pipes
Does your prospect’s policy cover foundations and underground pipes? Does the…
Derivative Lawsuits
What is a Derivative Lawsuit, and how does insurance come into…
Innkeepers Liability
What is Innkeepers Liability, and does your insured need it? In…
Rating Factors in Business Auto
Do you know the 7 features used to rate a business…
Late Notice of Claim
Can an insurer disclaim coverage due to late notice? The answer…
Cyber for Restaurants
Change in the restaurant industry is a hallmark of the pandemic.…
Vacant Buildings
Before the pandemic, vacant buildings were less common. Now vacancy is…
Seasonal Inventory
When inventory changes seasonally, is there an easier way to manage…
Overinsurance – Property Limits
Save your client some premium and save yourself some headaches and…
How High Should Liability Limit Be?
Insurance professionals should always offer higher liability limits in writing, whether…
Defense Inside – New Nevada Law
Knowledge of the new Nevada law enables an agent to explain…
Drive Other Car (DOC)
Details on a prospect's executive auto use can enable an agent…
The Importance of Continuous Learning in the Insurance Industry
The Importance of Continuous Learning in the Insurance Industry 1 minute…