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Employers Liability

Man lies entangled in a ladder's rungs, head down and feet up on a staircase.

Employers Liability is the lesser known younger sibling of Workers Compensation. In all but 4 states (see this post), a WC policy has 2 parts: Workers Compensation and Employers Liability. What does EL cover?

Stop Gap

A grinning man in a brightly colored suit stands in front of lavender background. He has bandaged head, nose, finger, ears, and is missing a front tooth. His hair sticks out in crazy directions from the bandage.

Stop Gap has a specific meaning when it comes to Workers Compensation. Does your insured need it?

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