Employment Practices Liability

What is Employment Practices Liability? Is it the same as Employers Benefits Liability? What about Employers Liability?

Wage and Hour Claims

What is a Wage and Hour Claim, and is it covered by insurance? Understanding this type of claim assists in winning the business, by enabling an agent to point out potential gaps to a prospect.

Hammer Clause

What is a Hammer Clause, and is it beneficial to an insured? Understanding the Hammer Clause enables an agent to point out potential extra expenses to a prospect. Improving this clause can help win the account.