Insurance Technical Consulting

Drive Other Car (DOC)

Interior closeup of a car steering wheel and dashboard, man in a suit has left hand on the wheel.

Details on a prospect’s executive auto use can enable an agent to point out a gap, and solve the problem in one conversation. Better protection and better pricing is a combination that is hard to beat.
Are executives and salespeople of your prospect covered when they are not driving for the business? One might imagine the answer, “No! Of course not. We are insuring the business.” But owners, executives, salespeople and others who are provided with a company car perk, use that car for personal use. This could mean such a driver does not have a Personal Auto Policy (PAP).

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